Why Should a Company Have a Balanced Budget?

Why Should a Company Have a Balanced Budget? Last week, we looked at the importance of balanced budgets for an individual or family, and today we’re stepping up to a balanced budget for a business or organization. Some of you have a business (be it big or small), some want to start a business, and …

The Importance of a Balanced Budget

The Importance of a Balanced Budget What does it mean to have a “balanced budget”? It’s a term that’s thrown around politically, but rarely used personally. Everyone (or almost everyone) knows that our federal government has an insane amount of debt (we’re talking about over $20 trillion!) If everyone in America contributed $65,000 (more than …

Putting You Back in Your Budget

Budgeting for You When Budgeting Together If you believe mainstream notions of budgeting, you feel that budgeting limits your ability to have fun and do the things you want because it puts restrictions on what you can spend your money on. Not so at all! Budgeting done right is all about giving you financial freedom …

How to Survive on One Income

Family of Six on One Income I had planned to write this post now when I planned things out a couple months ago, having no idea that my state of residence (Arizona) would currently be going through a teacher walk-out. As a teacher, I could obviously benefit from the 20% pay raise and whatever else …

What Should I Do With My Tax Refund?

Tax Refunds: The Government Paying Off Loans Have you ever thought of it that way? Tax refunds are just the government giving you money back that was yours in the first place. So they essentially took a loan from you throughout the year (like a line of credit, really), and at tax time they pay …

The Legal, Ethical, Practical Guide to Sales & Coupons!

Sales and Coupons the Right Way There are plenty of websites and Facebook groups about how to take advantage of coupons and sales in an insane way. There was even a TV Show called “Extreme Couponing”! The goal of many of these scenarios is to get the best deal possible and repeat it ad nauseam. …

Things You Should Plan for When Buying a House

What Do You Need to Plan for? The last two weeks, we looked at the choice of renting vs. buying, and this week we will wrap up that topic by looking at all the things (ok, really only some of them) that can go wrong when you buy, and how you should plan for them. …