Avoiding Debt This Christmas

What is the meaning of Christmas? Amidst the chaos that surrounds Christmas, the frantic searching for last-minute gifts, extremely busy stores (especially today for Black Friday!), and all the money that is spent to buy gifts that receivers may or may not remember the following year lurks a “keeping up with the Joneses” attitude that …

Case Study in Expenses: Ken & Cheryl

Newly married = New budget It was July, 2006, and we had just returned from a honeymoon in London, where the weather was so hot they had free water at all the tube stations! The second Pirates of the Caribbean movie had come out while we were there, and we had seen it… twice. Choosing …

Pre-Shopping Black Friday Sales!

Cash Back, Price-Matching, & Extended Warranty! Since this blog is about budgeting, I won’t write often about the benefits of credit cards. However… if you are going to have a credit card and use it responsibly, my favorite is the Citi DoubleCash card. Before I explain why, let me explain what it means to responsibly use …

Budgeting Together: Explained

Budgeting Together Last week we looked in-depth at the idea of budgeting, so this week will focus on budgeting together. I made no mention last week about who is involved in budgeting; let me briefly sum up the following post: budget with whomever you share your dreams, expenses, or income! I hope you will continue reading, …

Saving the environment while saving over $200/year!

If you could do something good for the environment and save money doing it, would you? Seriously, if I was paid to recycle, I would find every scrap I could! We already put out 2-3 recycle bins every week, but I’d find more. If I could buy an electric car for less than a similar …

Budgeting: Defined

Budgeting. That word can mean many things to many people. Thoughts it evokes range from excitement at the power of being in control of your future to trepidation at the thought of giving away your freedom. But how can one word create such diverse images? Life experience. How has your life experience influenced the connotation …